产品
创新
PRODUCTINNOVATION
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跨境直融创新Cross-Border Direct Financing Innovations
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中西部地区首笔赴新上市的不动产投资信托（REITs）
Midwest China's first real estate investment trust (REITs) listed in Singapore.2018年3月，重庆砂之船公司成功在新加坡交易所发行3.96亿新元不动产投资信托，开辟了西部地区企业跨境股权融资新渠道，进一步提升中新项目金融领域合作水平。该项目新加坡星展银行重庆分行与中国银行重庆分行作为境内银团贷款联合牵头行，并在重庆银行、平安银行、中信银行，马来亚银行等共同参与下落地，综合成本低于市场水平。
In March 2018, Chongqing Sasseur Company successfully issued a real estate investment trust of 396 million SGD on the Singapore Exchange, which opened up a new channel for cross-border equity financing for enterprises in western China, and further enhanced the cooperation level of the China-Singapore Initiative in the financial field. This project was implemented by DBS Chongqing Branch and Bank of China Chongqing Branch as the joint lead banks for domestic syndicated loans, with the joint participation of Bank of Chongqing, Ping An Bank, China CITIC Bank and Maybank, having an overall cost lower than that of the market level.
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建设银行办理中西部首笔跨境债权转让
China Construction Bank handled the first cross-border creditor's rights assignment in Midwest China.2017年2月，建设银行重庆分行将重庆三峡技术纺织公司的存量债权成功转让给建设银行新加坡分行，落地中西部，其作为中新项目项下首笔跨境债权转让业务，有利于金融机构探索合理配置资产负债、提高融资服务效率的新途径。
In February 2017, China Construction Bank Chongqing Branch successfully assigned the existing creditor's rights of Chongqing Sanxia Technology Textile Co., Ltd. to China Construction Bank Singapore Branch. As the first cross-border creditors’ rights business under the China-Singapore Initiative conducted in Midwest China, it was conducive for financial institutions to explore new ways to rationally allocate assets and liabilities, as well as improve the efficiency of financing services.
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中新项目下首笔新币公募债券成功发行
The first SGD publicly offered bond under the China-Singapore Initiative was successfully issued.2019年2月，巴南经济园区建设实业有限公司在新加坡交易所成功发行1.5亿新币公募债券。该项目是近年首单以备用信用证增信结构发行的新币公募债券，也是中新互联互通项目下首笔新币公募债券。项目由海通国际、浦发银行、重庆农商行、华夏银行等金融机构共同完成。
In February 2019, Banan Economic Park Development & Construction Co., Ltd. successfully issued a publicly offered bond of 150 million SGD on the Singapore Exchange. This project is the first SGD publicly offered bond issued with a credit enhancement structure of standby letter of credit in recent years, and also the first SGD publicly offered bond under the China-Singapore Connectivity Initiative. It was jointly completed by Haitong International, Shanghai Pudong Development Bank, Chongqing Rural Commercial Bank, Huaxia Bank and other financial institutions.
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招商银行落地中新互联互通项目下金额最大的自主评级境外发债业务
China Merchants Bank launched the largest-amount of independently rated overseas bond issuance business under the China-Singapore Connectivity Initiative.2016年7月，重庆市南岸区城市建设发展（集团）有限公司境外首单10亿美元资金从招商银行新加坡分行境外账户转至招商银行重庆分行境内账户，成功落地重庆市首单大额自主评级境外发债业务。
In July 2016, Chongqing Nan'an Urban Construction & Development (Group) Co., Ltd. transferred its first overseas fund of 1 billion USD from its overseas account of China Merchants Bank Singapore Branch to its domestic account at China Merchants Bank Chongqing Branch, which marked the successful landing of the first large-amount independently rated overseas bond issuance business in Chongqing.
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农行完成首个境外人民币债券发行项目
Agricultural Bank of China completed the first offshore RMB bond issuance project.2016年，在农行境内外分支机构的密切协作下，农行新加坡分行以联席全球协调人、联席簿记管理人和联席主承销商身份，推动某大型国有企业集团在新加坡成功发行3年期10亿元离岸人民币债券，作为“中新（重庆）战略性互联互通示范项目”项下首个境外人民币债券发行项目。
In 2016, with the close collaboration among ABC’s domestic and foreign branches, ABC Singapore Branch, through serving as a joint global coordinator, joint book runner and joint lead underwriter, promoted a large state-owned enterprise group to successfully issue a 3-year Singapore offshore RMB bond of 1 billion RMB, which is the first overseas RMB bond issuance project under the "China-Singapore (Chongqing) Demonstration Initiative on Strategic Connectivity".
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融资模式创新Financing Mode Innovations
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工商银行开立全球首笔铁路提单信用证
Industrial and Commercial Bank of China issued the world's first letter of credit for a railway bill of lading.2017年12月，工商银行重庆分行为重庆终极汽车贸易有限公司开立以中欧（重庆）班列铁路提单为运输单据的远期信用证，加载货权控制和实物控制双重机制，培育出铁路运单的融资功能，实现了重庆市铁路运单融资业务的重大突破。
In December 2017, ICBC Chongqing Branch opened a usance letter of credit for Chongqing Zhongji Car Trading Co., Ltd. with a railway bill of lading from China-Europe (Chongqing) Railway Express as the transportation document, which loaded with the dual mechanism of cargo property rights control and physical control, cultivated the financing function of a railway bill, and achieved a significant breakthrough in the financing business of railway waybills in Chongqing.
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重庆农商行开立首笔海铁多式联运信用证
Chongqing Rural Commercial Bank issued the first letter of credit for sea-rail multimodal transportation.2018年6月，瑸珞（重庆）国际贸易有限公司从迪拜整车进口汽车，途经海运至广西钦州港，再经铁路运往重庆。重庆农商行为其开具海铁多式联运提单信用证，率先在内陆地区实现了“信用证结算+海铁多式联运”的结合。
In June 2018, Binluo (Chongqing) International Trading Co., Ltd. imported finished vehicles from Dubai, for which the goods were firstly shipped to Qinzhou Port in Guangxi Province by sea, and then shipped to Chongqing by rail. Chongqing Rural Commercial Bank issued a letter of credit for a sea-rail multimodal transportation bill of lading, which took the lead in realizing the combination of "letter of credit settlement + sea-rail multimodal transportation" in inland areas.
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建行首创跨境保理融资新模式
China Construction Bank initiated a new mode of cross-border factoring financing.建设银行重庆分行与优质商业保理公司合作，通过对跨境保理业务模式创新，开拓了中小型外贸企业融资新渠道、新方式，切实解决本地中小外贸企业融资难问题。该模式于2018年6月在国际保理商联合会（FCI）上首次发布。
In cooperation with high-quality commercial factoring companies, China Construction Bank opened up new financing channels and methods for small and medium-sized foreign trade enterprises through innovating the business mode of cross-border factoring, which effectively solved the financing difficulties of local small and medium-sized foreign trade enterprises. This mode was first released in the Factors Chain International (FCI) in June 2018.
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中行落地中新机构间首笔“再保理”融资
Bank of China completed the first China-Singapore inter-institutional "re-factoring" financing.2018年3月，中国银行重庆分行成功为普洛斯集团下属普洛斯商业保理（重庆）有限公司提供“再保理”融资3870万元，实现了“再保理”业务零的突破，推动重庆市内陆开放建设以及为自贸区金融创新进一步发展做出了贡献。
In March 2018, Bank of China Chongqing Branch successfully provided a "re-factoring" financing of 38.7 million RMB for GLP Commercial Factoring (Chongqing) Co., Ltd., a subsidiary of GLP Group. It is the first company under the initiative to carry out refactoring business , which promoted Chongqing’s inland opening-up construction and contributed to the further development of financial innovation in the Pilot Free Trade Zone.
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进出口银行与星展银行创新合作“出口双保通”贸易融资
The Export-Import Bank of China and DBS innovatively cooperated in "Export Double Guarantee" trade financing.2017年3月，中国进出口银行重庆分行与新加坡星展银行签署协议，双方合作开展“出口双保通”贸易融资业务，为重庆进出口企业提供融资服务，打造“出口双保通”贸易投资创新合作项目。
In March 2017, the Export-Import Bank of China Chongqing Branch and DBS signed an agreement, under which the two banks cooperated in conducting the "Export Double Guarantee" trade financing business, with the aim of providing financing services for Chongqing import and export enterprises, and creating an innovative cooperation project for "Export Double Guarantee" trade financing.
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重庆银行成功落地辐射西部的首笔双币种内保外债
Bank of Chongqing successfully issued the first dual-currency foreign debt under domestic guarantee that radiated western China.2017年12月，重庆银行首笔双币种内保外债业务成功落地，金额分别为2150万美元和1210万欧元。该笔业务开创首笔辐射西部的中新项目，是首次利用人民银行全口径跨境融资宏观审慎管理取得外债额度以及利用美元欧元双币种控制汇率风险的内保外债。
In December 2017, the first dual-currency foreign debt under domestic guarantee business was successfully implemented by Bank of Chongqing, with amounts of 21.5 million USD and 12.1 million EURO, respectively. This business initiated the first such China-Singapore project to include western China, and is the first foreign debt under domestic guarantee to obtain foreign debt quotas through the use of macro-prudential management of full-caliber cross-border financing by the People’s Bank of China and controlled foreign exchange risks, through the use of the dual currencies of the US dollar and the euro.
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跨境贷款创新Cross-Border Loan Innovations
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建行成功办理全国首单非银行金融机构跨境借款并结汇
China Construction Bank successfully handled China’s first cross-border loan and foreign exchange settlement for non-bank financial institutions.2017年5月，建设银行重庆分行联合建行新加坡分行为昆仑金融租赁有限责任公司办理跨境借款3.6亿美元，落地全国首单非银行金融机构跨境借款并结汇的业务，是中新互联互通项目项下跨境同业合作的重要创新。
In May 2017, CCB Chongqing Branch cooperated with CCB Singapore in handling a cross-border loan of 360 million USD for Kunlun Financial Leasing Co., Ltd., completing China’s first cross-border loan and foreign exchange settlement business for non-bank financial institutions, and marking an important innovation in cross-border industrial cooperation under the China-Singapore Demonstration Initiative.
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交行发放首笔房地产银团并购贷款
Bank of Communications issued the first real estate syndicated M&A loan.2018年，针对重庆凯泰实业发展有限公司并购重庆中华置业有限公司100%股权及“两江春城”项目，交通银行重庆分行携手广东分行，以联合贷款方式参与总额30亿元银团贷款，于2019年1月成功发放交行系统内首笔房地产银团并购贷款4亿元。
In 2018, to facilitate Chongqing Kai Tai Industry Development Co., Ltd.'s acquisition of 100% equity of Chongqing Zhonghua Real Estate Development Company and the "Liangjiang Chuncheng" project, Bank of Communications Chongqing Branch worked together with its Guangdong Branch to participate in a syndicated loan totaling 3 billion RMB in the form of syndicated loans, and successfully issued the first real estate syndicated M&A loan of 400 million RMB within the Bank of Communications system in January 2019.
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建行落地中新（重庆）战略性互联互通示范项目项下首笔跨境直贷款
China Construction Bank issued the first cross-border direct loan under the China-Singapore (Chongqing) Demonstration Initiative on Strategic Connectivity.2016年4月，建设银行重庆分行联动建行新加坡分行，成功为西部航空有限责任公司办理了中新互联互通项目下重庆市首笔占用重庆市中长期外债规模的跨境直贷业务，融资金额5000万美元，为中新项目的航空板块提供了创新融资服务。
In April 2016, CCB Chongqing Branch cooperated with CCB Singapore Branch in successfully handling Chongqing's first cross-border direct loan under the China-Singapore (Chongqing) Demonstration Initiative on Strategic Connectivity for West Air Co., Ltd., which occupied Chongqing's medium and long-term foreign debt scale, with a financing amount of 50 million USD, providing innovative financing services for the aviation sector of the China-Singapore Initiative.
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服务平台创新Service Platform Innovations
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跨境金融区块链服务平台试点创新
Pilot innovation of a cross-border financial blockchain service platform.重庆市系统开发“银行应用层直连”接口，推动贸易融资、服务贸易支付等便利化。该举措已入选商务部服务贸易创新试点最佳实践案例向全国推广。今年10月，获批启动开展资本项目收入支付便利化，11家银行在平台累计办理7820万美元资本项目收入支付便利化的真实性审核业务。
Chongqing systematically developed the interface for "Direct Connection to Bank Application Layer" to promote the facilitation of trade financing and service trade payment. This initiative has been selected as one of the best practice cases for the service trade innovation pilot by the Ministry of Commerce, and popularized nationwide. In October of this year, the platform obtained approval to launch the payment facilitation of capital project income, with eleven banks handling the authenticity review for the payment facilitation of capital project income, with an aggregate amount of 78.2 million USD on the platform.
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全国率先开展“单一窗口”在线付汇业务
Taking the lead in launching "single window" online foreign currency payment business in China.2018年3月重庆完成全国“单一窗口”首票在线付汇业务。进出口企业通过“单一窗口”即可以完成全部收付汇业务，单票货物结算节省时间2-3天。银行通过“单一窗口”获取电子化单据，有国际贸易全链条通关和物流信息佐证，能有效防范虚假贸易风险，提升审单效率，受到各方好评。
In March 2018, Chongqing completed the first “single window” online foreign currency payment service in China, which allowed import and export enterprises to complete all foreign currency receipts and payments simply through a "single window", saving two to three days for single-ticket cargo settlement. The bank obtained electronic documents through the "single window", which was supported by the customs clearance and logistics information of the entire chain of international trade, effectively preventing the risk of false trade and improving the efficiency of document review, and thus receiving high praise from all parties.
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建行创新推出“全球撮合家”跨境撮合平台
China Construction Bank innovatively launched the cross-border matchmaking platform of "Global Matchmaker".2019年末，建行创新推出“全球撮合家”跨境智能撮合平台，平台通过“全球防疫物资”“数字会展”“一带一路”“粤港澳大湾区”和“中欧班列”等特色板块，解决跨境交易的痛点、难点问题，在国际抗疫合作和稳定全球产业链、供应链发挥重要作用。在2019中新金融峰会上成功对逾400家境内外企业进行撮合匹配，助力“金融支持陆海新通道建设对接会”成功举办。
At the end of 2019, CCB innovatively launched the "Global Matchmaker" cross-border intelligent matchmaking platform. The platform solved the pain points and difficulties in cross-border transactions through special sections such as "Global Anti-Epidemic Materials", "Digital Exhibition", the "Belt and Road", "Guangdong-Hong Kong-Macao Greater Bay Area" and "China-Europe Railway Express", which played an important role in international anti-epidemic cooperation as well as stabilizing the global industrial chain and supply chain. At the 2019 China-Singapore Financial Summit, it successfully matched more than 400 domestic and foreign enterprises in Chongqing, facilitating the successful holding of the "New Land-Sea Corridor Business Matchmaking Conference".
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大华银行首例境内外币资金池解决方案落地
United Overseas Bank implemented the first domestic foreign-currency capital pool solution.2019年3月，自设立了跨国公司外汇资金集中运营管理新规后，大华银行（中国）为纬创资通（重庆）分公司提供了重庆首例境内外币资金池解决方案,帮助企业大幅提升集团内外币流动性管理效率，解决了境内集团成员间外汇资金流动难的问题。该案例荣获了《财资》杂志2020年度“AAA – 资金、贸易、可持续的供应链及风险管理奖”中的“最佳流动资金及投资解决方案奖”。
In March 2019, since formulated new regulations on the centralized operation and management of foreign exchange funds of multinational companies ，UOB (China) provides the first domestic foreign-currency capital pool solution for Wistron (Chongqing) Co. Ltd. Chongqing’s, facilitating the enterprise to significantly increase the management efficiency of foreign-currency liquidity within the group and solving the difficulties in foreign-currency capital flow among domestic members of the group.the enterprise to significantly increase the management efficiency of foreign-currency liquidity within the group, solving the difficulties in foreign-currency capital flow among domestic members of the group. This case won the "Best Capital Liquidity and Investment Solution Award" in the 2020 "AAA - Treasury, Trade, Sustainable Supply Chain and Risk Management Awards" granted by Fortune Magazine.